Most auto insurance policies, whether in a fault or no-fault state, are really a combination of several different types of coverages grouped into a single policy package. Some portions of the policy are designed to pay you, the insured, when you are injured and/or your property is damages by an automobile accident, regardless of fault. Other portions of the policy are meant to protect you legally and economically from the other people involved in the accident. Each state has legal requirements making some types of coverage mandatory and other optional. Each coverage item has it separate price, the sum being the premium you pay each year.

If you were in an accident it is always best to consult with an experienced Folsom auto accident attorney immediately after the car accident. Call (916) 357-6767 to speak with auto accident attorney in Folsom Joe Weinberger and receive a free consultation about your car accident case.