Your insurer has a duty to you to honor the terms of your insurance policy. Unfortunately, many insurance companies are more interested in turning a profit that fulfilling its obligations to its customers. Insurance bad faith occurs when your insurance carrier denies or delays payment of your claim in violation of your insurance contract.

The law recognizes the disparity in bargaining power between an insurance company and its customers. As such, your insurance company has a duty to act in good faith and deal fairly with you when deciding whether to accept or deny your claim. This duty mandates, at minimum, that your insurance carrier refrain from engaging in the following unfair practices:

• Failing to promptly and thoroughly investigate your claim
• Requiring excessive statements and estimates to support a valid claim
• Setting unreasonable appointment times for statements and estimates
• Delaying payment of your claim
• Failing to provide a written explanation of why your claim was denied
• Withholding benefits guaranteed to you under your policy
• Refusing to defend a lawsuit against you
• Refusing to agree to a reasonable settlement offer in a lawsuit against you

If you believe your insurance carrier has acted in bad faith in handling your claim, contact an experienced Sacramento insurance bad faith attorney to discuss your case. At The Weinberger Law Firm, we know how insurance companies operate, and we aggressively pursue every bad faith case we handle. The goal of our Sacramento insurance bad faith attorneys is to get our clients maximum compensation for their case. Call 916-782-8800 today for a free consultation regarding your Sacramento insurance bad faith case.

If you have been injured in an accident due to negligence of another it is important to protect your legal rights. Call 916-782-8800 today for your free consultation with an experienced attorney at The Weinberger Law Firm. You may also submit your case by using our contact form on the right.